Terms of service

The service is provided by Oxon Capital Limited ("Oxon", "we", "us"). Registered in [JURISDICTION], company number [COMPANY NUMBER], registered office [REGISTERED ADDRESS]. VAT number [VAT NUMBER, OR CONFIRM NOT REGISTERED].

You can reach us at info@oxoncapital.co.uk.

Oxon publishes market monitors: dashboards that pull figures from central banks, statistical agencies, exchanges and other published sources, refresh on a schedule, and are read for you in writing. The service is information and research. It is not a broker, not a trading venue, not portfolio management and not an advisory service.

Nothing on the monitors, in the exports, in the written view or in any answer from the assistant is a recommendation to buy, sell or hold anything, an offer to deal, or a personal recommendation to you. You make your own decisions and you carry your own risk.

An account is personal to one named person. You are responsible for keeping your password to yourself and for everything done under your login. Sharing credentials is a breach of these terms, and it is the specific breach most likely to cost somebody their access, because it is the one the no-redistribution rule below turns on.

A signed-in session lasts 30 days and then asks you to sign in again. Tell us at once if you think somebody else has your password.

Access is per account and per monitor, and it is decided by our servers each time you open a page. A plan grants exactly what is listed against it here and nothing else. All figures are in USD.

$49.99 / month

One monitor. One live monitor of your choosing: its instrument, its charts, its dated cited record, the schedule, and the Excel and PDF exports. You choose which monitor at the moment you subscribe, and that choice is what the plan covers.

$99.99 / month, or $599.00 / year

All Access. Every public-catalogue monitor, including future additions, with monthly or annual billing. Covers every monitor that is live on your plan, including monitors added while your subscription is running.

Some monitors are built for a single named client and are not sold. They are not purchasable through any plan, and that is enforced in code rather than by policy: the catalogue refuses to start if a client-exclusive monitor is ever made buyable.

A read-only preview account reached through a share link cannot buy a subscription. Create your own account first.

New subscriptions start with a trial of 7 days. A payment card is required to start it.

One trial per person. We may decline a trial where an account has already had one.

Payments are taken by Stripe. Your card details are entered on Stripe's own pages and never reach an Oxon server: we hold Stripe's reference for your customer and subscription, the amount, the currency and the dates, and nothing that could be used to charge a card.

A subscription renews automatically at the end of each period at the price then published, until it is cancelled. If a renewal payment fails, we keep your access while the card issuer and Stripe retry, rather than cutting it off on the first failure: an expired card is the common case and it is not a reason to lock somebody out of a product they are paying for. Access ends if the retries do not succeed.

Cancelling is done from your account page and takes effect at the end of the period you have already paid for. The detail, including what happens to your access afterwards and where a refund right may sit on top of this, is on the cancellation and refunds page.

We may end or suspend an account for a serious or repeated breach of section 8, and will say why. [NOTICE AND CURE PERIOD FOR TERMINATION BY US].

This is the section the rest of the product depends on, so it is stated plainly rather than buried. Your subscription lets you read the monitors, download their exports and use what you learn in your own work. It does not let you pass the content on.

• ·Do not redistribute. Do not republish, resell, syndicate, post publicly or otherwise make available to anyone outside your account the monitors, their figures, their charts, their dated records, the written view or the Excel and PDF exports.
• ·Do not share your login or give access to people who are not covered by your subscription.
• ·Do not scrape or bulk-extract. Automated collection of the pages or the underlying data is not permitted. If you want a machine-readable feed, ask us.
• ·Do not build a competing product out of our output, and do not present our figures as your own.
• ·Do not attempt to reach parts of the product your account is not granted, or to interfere with its operation.

The reason the redistribution rule is a hard one rather than a nicety: the monitors are derived from upstream data whose own licences restrict onward distribution, and several of those licences are held on the basis that the output is read by a subscriber rather than republished. Passing our output on can breach somebody else's licence as well as this contract, which is why it is the one rule here we will act on quickly.

There is one promise here that is worth more than an uptime figure, and it is enforced throughout the software: we never fabricate a number. Where a source stops answering, the panel that depends on it says so, and reads failed or unavailable rather than showing a placeholder, an interpolation or a plausible estimate. Where a figure is the last one a source published rather than a fresh one, it is labelled as carried forward and the age is on the page. Where a reading cannot be computed honestly, it is held back and the page says which input was missing.

The practical consequence is that a monitor can be visibly incomplete. That is the intended behaviour and it is not a defect: a dashboard that always looks full is a dashboard that is guessing.

Beyond that, the service is provided as it stands. Sources change their formats, go down, restate their own history and occasionally withdraw a series altogether; the product surfaces those events rather than hiding them, but it cannot prevent them. We do not guarantee that a particular monitor, source, figure or feature will remain available.

The figures on a monitor always come from a real source feed. The prose does not: the written view, the news summaries and some headings are drafted by AI, and you should read this section so you know which is which.

the written view and the news list

Drafted by our research service and published automatically once it passes mechanical checks: every figure in a sentence must appear in the sources behind it, a story must be carried by more than one independent newsroom before it is written up, and certain statements are refused outright. An editor is notified after publication and can withdraw any item in one tap. Nothing here is signed by a person before it appears.

the assistant, and in-place explanations

Generated live, for you, when you ask. Answers are grounded in the monitor's own data and in cited sources, and they are dated and disclaimed. They are not reviewed by a person before you see them, which is why they sit behind a login and a rate limit. Treat an answer as a starting point, check the citation, and do not rely on it as a published figure.

AI-written text can be wrong. Where an answer and a monitor disagree, the monitor is the published figure and the answer is not. Tell us if you find one that is wrong: it is a defect and we want it.

Some monitors carry a list of mechanical detections: pre-declared thresholds on measured data, written to a tamper-evident record. The full list, and the record behind it, are shown only to an account that has recorded a professional-investor self-attestation. Attesting is a statement you make about yourself, it is dated and stored, and you can withdraw it from the page at any time.

A detection reports that a measured series crossed a threshold that was written down in advance. It is not a forecast, not a probability and not a suggestion to do anything.

If you share your referral link, whoever signs up on it gets one free month, and you get one free month once they have paid their first invoice. A trial that never becomes a payment does not qualify. A qualified reward is held for 30 days before it is released, because a payment can be refunded or disputed after it lands.

We may withhold a reward where the referral looks like self-referral or abuse. [ANY CAP ON REFERRAL REWARDS PER ACCOUNT].

The monitors, their design, their models, the written view and the exports are ours or our licensors'. Your subscription is a licence to read them, personal to you, revocable, and limited by section 8. The underlying public data is not ours and is attributed on the page to whoever published it.

Anything you send us, including messages to the assistant and anything you type into a form, stays yours. What we do with it is on the privacy page.

What the product itself says, and what any clause has to be consistent with, is this: the service is information, the figures come from third-party sources that can be wrong or revised, and you take your own decisions. Nothing here transfers your investment risk to us.

Monitors are added, changed and retired. A monitor that is retired stops being published, and where that materially reduces what your plan covers we will tell you and [WHAT HAPPENS TO A SUBSCRIPTION WHOSE MONITOR IS RETIRED].

We may change these terms. [HOW CHANGES ARE NOTIFIED AND WHEN THEY TAKE EFFECT]. The refund guarantee shown above is a confirmed commercial commitment. The remaining provisions await finalisation and a version date.

What a solicitor still has to answer

Every gap marked in the text above, gathered here. Nothing on this list has been guessed at anywhere on the page.

1. 1.Company registration: jurisdiction, company number, registered office, and whether Oxon is VAT registered.
2. 2.Regulatory status: whether any authorisation is required for what is published, and what may be said about it here.
3. 3.Governing law and jurisdiction for disputes.
4. 4.The liability section in full: exclusions, what cannot be excluded, any cap, and the consumer position.
5. 5.Whether the buyer is treated as a consumer or a business, which changes several sections at once.
6. 6.The grace period after a failed payment, and the notice period for a price change at renewal.
7. 7.Notice and cure period before we may terminate for breach.
8. 8.Whether a team or firm licence exists, and on what terms.
9. 9.Any service level: uptime, support response, service credits. Nothing is measured today.
10. 10.What happens to a subscription when a monitor it covers is retired.
11. 11.How changes to these terms are notified and when they take effect.
12. 12.Whether the professional-investor self-attestation is adequate audience gating for the signal list.
13. 13.Any cap on referral rewards per account.